Monday, June 29, 2009

I know you are just dying to hear about the Jersey Shore...

I know you are just DYING to
hear about the Jersey Shore vacation-
but I have a dilemna
and I need your help : )
Bet you didn't know that YoU
were my own personal counselor,
Did ya?
Well, pull up a chair.
I will intersperse some vacation pictures
along with the drama!
Cause I just KNOW you are dying
to see my sweet little family!
Here is the problem!
Oh no, no, no,
Ben is not the problem,
I meant, Here is the problem I need your help with!
The night before we left for vacation I got a call.
Now, you know how it is the night before vacation, right?
All calm and happy and peaceful?
Well, maybe at your house, but not at ours!
I was up to my knees in laundry,
searching for empty suitcases,
and of course we were COMPLETELY out of groceries,
everyone was starving,
to call it chaotic would be kind.
So, the phone rings.
Lo and behold it is my salesman from the camera shop.
I really like him.
{He faithfully encourages me to spend massive
amounts of money on lenses and such.}
Anyway, he is calling to tell me that
he is ON HIS WAY OVER!
What, in the world?!!?!?!??!?!?!
Apparently, and I truly don't remember this at all,
I had told him that he and his 'Regional Manager'
could come over for a "presentation"
and he was lost.
Now, I immediately got nervous.
The house was insane.
Gary HATES 'presentations' of any kind.
I can't say no to anything....
I asked him if we could reschedule
and he said it would be "So much better to meet tonight-
he had something 'life changing' to show me.
Hmmmmmm. I gave him directions.
I told you I can't say no.
Stop getting mad at me already : ).

Gary is not happy.
I think the word livid might be appropriate.
Kaish is "StArViNg" in only a way
that a 9 year old can be starving.
The door bell rings.
Right away, I welcome them,
apologize for the mess,
and say I have exactly one hour
and then I must continue packing for our trip.
So- they give their presentation.
It's about a mortgage program called
United First.
I actually think it is very smart.
I would actually do it.
If I had an extra $3,500.
and if my husband said OK.
They stay for 2 and a half hours.
2 and a half.
I can not convince them to leave.
Belive me when I say that I tried!
I say I will think about it
and I say I have to consult with my husband.
The branch manager says he will mail me a contract.
He wants me to sign it
(oh, and write a check for $3,500 too)
and send it back during the month of June.
Apparently, my camera salesman,
must have a sale in June.
Well, now I feel terrible.
My nice cameraman needs a sale.
My husband is IRATE.
I just don't know what to do.
I shoo them out.
I tell Gary about the program and he says NO WAY!
I told my Daddy about the program and he says
send your mortgage company the extra $3,500.
Do not pay them money!
My brother, the accountant, he says no too.
OK fine, I am not going to do it.
But then the calls start.
Every. Single. Day. while we were at the beach.
My camera man.
His regional manager.
His regional manager's wife.
I thought this had to be a joke!
So- on to my dilemna.
It isn't: Should I get the United First program
It is: How do I tell the Camera Man to
leave me alone.

I really do think he is nice.
I do like his program,
I just have been advised not to participate.
I need help.
I feel bad.
Advice? Words of wisdom? New camera store ideas : )
Bring it on Counselor!
Oh, and before everyone says
how lovely I look in the pictures : )
well, that isn't me.
That, is my sister Betsy.
I look just like her.
Give (or Take)
100 and some pounds...

46 comments:

Busy Bee Suz said...

They are salespeople. They NEED TO sell stuff. YOU DON'T have to buy. Don't do it. You won't hurt their feelings, you will just send them on their way to someone else.
They should give you something for your 2.5 hours of time...I would be annoyed and possibly find another camera man.
This is not the time to push mortgages on people!!!!

photowannabe said...

They may be nice but that's just plain harrassment. Tell them you are not buying and you will take your camera business elsewhere if they continue to call. Nice is nice but harrassment isn't.

They were very rude to stay so long when they knew you were leaving abd told them only an hour. Its really poor salesmanship.

Trudy said...

I think definitely tell them NO...a no is a no and they should respect that. If they don't respect it, then it's also time for a new cameraman! It just sounds like they've been beyond pushy.

He And Me + 3 said...

don't do it. Nice pictures though.

Grandma Nina said...

My husband is a financial planner and so understands this kind of thing like I don't. He is familiar with this and has looked at it in detail and says it probably is a good thing and does pay your mortgage off early, but the up front money is the problem. But he should not be harrassing you about it when you said you weren't interested. Maybe give you some literature that you and hubby can read over and ponder because it is a little difficult to understand.

drewmark19 said...

I know you're not even considering this program, but I wanted to reinforce not to. My hero :), Dave Ramsey, has some very sound advice about it. Guess what? It's basically the same advice your dad gave you.

I hate to say this, but I think your camera man knew full well that he never had an appointment with you. You are such a sweet person, and probably what he viewed as an easy sell.

I read up a little bit on the program, and although it will save money, it's something that can be done easily without paying anyone $3,500. And by not paying $3,500, you save even more.

Check out this site: http://www.sequence-inc.com/fraudfiles/2008/05/16/what-does-dave-ramsey-think-about-united-first-financial/

I'm sad that your camera guy is essentially screwing up a good business relationship with you. I've seen people get sucked into these sales things, and it makes them miserable to be around.

I'm thinking to make the phone calls stop, you're going to have to be mean. Do what I do and have your husband be the heavy. He doesn't have any friendship with the guy, and he probably is aching to tell the guy where to go. :)

On another subject...send me an e-mail if you get a chance. If you want a site in the same format as mine, I can pull it together for you in no time, and I will absolutely NOT charge you for it! (mriley1@neo.rr.com)

drewmark19 said...

Good golly, did I just write ALL THAT? Look like I'm the stalker. :)

Grandma J said...

No, No, No!! Not only that, but at this point I wouldn't even be polite. On top of that, I would find another camera guy. Gary is livid? No kidding? I'm telling you, ask them both to quit calling you, and tell them I said so....if they call after that, hang up.

If you have $3,500, pay down your mortgage like your dad said. What they are doing is shady.

Amen :)

Liz said...

My friend, you have got to put your foot down. They are walking the harrassment line. Tell them "no"! I agree with everyone else... if you have an extra $3500 laying around take it to your mortgage company and tell them to apply it to the principal. You would be much better off!

Great pictures!

Marilyn said...

Don't feel guilty. They will just move on to the next person on the list. I agree with Gary, hate presentations. Hope your day today is good.

Martha in PA said...

Great vacation shots!

I can't give you any better (or different) advice than you have already gotten. Just Say No.

April said...

If it were me, I wouldn't do it, Rebeckah, plain and simple. Anytime I feel like I'm being pressured or heavily persuaded to buy something, I run, not walk, in the other direction! The older I get, the more I'm learning to say NO!

Wonderful pictures...you never disappoint! You and your sis do look a lot alike...BEAUTIFUL!

mimi said...

You are such a great writer...this post had me on the edge of my seat and wanting more!! Hmmm, I would do a google search about the mortgage plan. Usually, you can find out if it's legit or not. Oh girl, I can't wait to hear what you decide.

Nurse Nancy said...

Love the pictures...looked like a nice vacation.

Ask that the calls stop and turn the tables to say that you will call them if you are interested.

Gary Rith Pottery Blog said...

!!!!
Quite a story eh?

mamamia said...

calling every single day? That is crazy. . . mentally crazy, harrassment crazy, and inappropriate crazy. Please have their number blocked. Please find a new sales person. Please tell them to never call again. Your final answer is No.
Love you to the moon. the pictures are great, your advisors are wise, and you are sweet.

antoinettemariew@blogspot.com said...

since i used to be a 'salesperson' i can safely say they probably have a 'pre-deteremined' number of times that they HAVE to try to sell you after the initial presentation....so hang in there and just keep using the phrase 'i'm not interested' and they will eventually go away...and since gary's not into photography, use him as the 'bad guy' so you can keep going to your favorite camera store! blessings...

kaye said...

thanks for stopping by and leaving such a kind comment

jlo said...

If your account family member says no...I'd have to go with that. I'm not good at saying no either. I always feel I'm hurting someone's feelings. Chances are though, you are just a sale. Sorry.

Karen Deborah said...

My husband and I are U First agents, and it is the real deal. What did your analysis say?

The cost versus savings is the answer. How many years until your mortgage is paid off? If you save $50,000 and 10 years is it worth it? The other thing is the software has free upgrades for life, and customer service and technical support for life. It is also transferable to any property you may own.

They should not have PRESSURED you like that. but seriously write me and we can talk, about your questions not the sale.

I have 2 more years on my mortgage and we use this software. This program doesn't need a hard sell.

and as for the Damn Ramsey guy, my question for him is why is he so bent on everyone PAYING all this interest that they don't have to pay? With him it's his way or the highway. He won't even listen.

Ragan said...

Oh I HATE salesmen! I know they're just trying to make a living, but they can make it somewhere else as far as I'm concerned. I'd tell them to get lost. We don't have the luxury of a camera store here in this little town :( but I'm getting by just fine with on-line stores.

sunnyme said...

Love your pictures. Hope you had a great time at the beach.

Alicia said...

Okay..where do I start? LOL!

First, I love how you put the pictures in between your "drama!" Very clever!!

Second, I can't believe how pushy they are being! What a turn off!

Third, since you are too nice to flat out tell them to stop calling, have your husband do it. Plain and simple. They'll be sure to stop calling then!

And don't forget to give us all an update. LOL

Cullum Family said...

thanks for stopping by my blog today! i had to leave you a comment because I have totally been on BOTH sides of that coin...and you are going to have to just say NO...i know it may not be in your vocabulary but...

OR on second thought...blame the husband... hehe

Beth@Pages of Our Life said...

I say let your hubby answer the phone the next time they call. Let him be the one to close the door on them.

I don't like it when sales people won't leave me alone. Ick! for you.

I hope you had a great time away though. How nice!

Anonymous said...

NONONONONONONONONO!
How's that?!
Great pics as usual :)
LMNOP

tearese said...

hey, thanks for the comment on my blog!
I've lived in two different locations where I had neighbors who did sales from home. I couldn't convince them that I didn't want the presentation. One I managed not to buy anything, the other I reluctantly gave them my card number to buy a member ship which I planned to NEVER use (it was ridiculous how much the products cost). Luckily for me, she actually LOST my paperwork! She called to see if I was interested in redoing it a few months later, and that time I was able to say no thanks.
Blah.
WE also went to a TrendWest condo presentation, for which we knew we had NO money, and my husband was actually tempted to sign up! He's the weaker one here. Don't worry, I stopped him.

Yaya said...

Oh my gosh I would have lost it at hour 2. Holy crap you must have a lot of patience. And then calling you every day on your vacation?? No way. I would stop answering the calls or flat out say "I cannot do this in my life right now, please understand this is my final No".

Soli Photography said...

Thanks for the comment, good luck with your entry!

nosmallthing said...

Oh wow. I would tell them very politely that the calls need to stop. You are not interested in the program and the amount of phone calls you have been getting is borderline harassment. If they cannot stop, you will have to take further legal action, which you don't want to do because you really like so and so. But given the choice between a peaceful home and one fraught with these messages you would choose the peace even if it meant legal action. You can't let these people be disrespectful to you and your family any more than they have been already.

And just fyi, I would NEVER spend $3500 on this program. If they have to try this hard to sell it, it can't be any good. Good products/services sell themselves.

theArthurClan said...

I would start monitoring my phone calls and would NEVER answer when they call. Whether the program is good or bad is irrelevant, they are completely harassing you at this point and that has to stop.

I seriously can't believe that you told them you were packing FOR A VACATION and he still insisted on coming over? And then they kept calling you WHILE YOU WERE ON VACATION. I would never talk to the guy again in my lifetime just for stressing me out while I was on vacation. That's ridiculous!

You poor thing! :(

drewmark19 said...

OMG! I have to respond to Karen. Dave Ramsey does NOT want people to spend money on interest for their homes. In fact, Dave does not want people to have debt...period. U First is known for asking people to put the 3,500 on their credit cards because they will be "saving money in the end". It's simple, take the 3,500 and put it on the mortgage. Pay off debt. You don't need software to tell you that. Rebeckah, I'm totally not talking to you. :) Just had to respond to Karen. We will have our house paid off by 2012, and we didn't need this software to do it. We got sound advice from Dave Ramsey's program (which was $95 including materials and 13 on-site classes). Debt-free living...that's the answer. And, if you're not debt-free (like us), getting debt free is the answer.

Off my soap box now! :)

Gabe's Girl said...

This is horrible for your favorite cameraman to do to you. No time for being nice anymore. Reverse it and say that he has put you and your family in an uncomfortable position. That he overstepped your friendship boundary and you are so sorry he did. Or do like me, let your husband make the call for you! Good Luck. Smart staying away from the mortgage thing, all kinds of red flags there! I hate it when people put us in uncomfortable situations, especially when it did not have to be that way. You are not the bad person here, your camera man has issues.

Gabe's Girl said...

Okay, I am STILL upset. I read some other comments and they made me more upset. The financial advisers may be nice people, but they pissed me off more when they are trying to still sell something when all you wanted was advice on how to handle this situation. Salesman never stop! Going back to the worthless cameraman. You TOLD him that you only had 1 hour. He and his manager did not care enough about your time or respect you enough to let you get on with your busy evening. Imagine how he would treat your money? Email me his number and I will be more than happy to talk to him and get him off your back. Or my hubby :-)

Big Hair Envy said...

My advice? RUN AS FAST AS YOU CAN TO A NEW CAMERA STORE!!!

As hard as it may be, you are just going to have to be BLUNT with these people. They do NOT take "hints"!

BTW - did you see "The Real Housewives" when you were at The Shore?? :)

Melinda said...

Awwww - I think the prolem is just that you are far too nice for your own good...which is not a bad thing. Make your husband do your dirty work and have him tell them to leave you alone or you can have them call me and I'll give them a piece of my mind : )

Baby Favorite said...

This really bothers me! "Nice" or not, they're being totally inconsiderate of your time and your family's. FIRST, you couldn't dissuade them from coming over. Fine. They came over. THEN they way overstayed their welcome. NOW they're pestering you while on vacation! Totally inappropriate, uncalled for, and rude.

I'm too nice, too. (I know I don't SEEM as nice, but really, I'm a doormat 90% of the time.)

This is what I would do. (If you don't do anything, it'll just eat at you. So - just do it. You'll be proud of yourself. I'll be proud of you, too!) The next time he calls say, Look. I have promised my little boy that this vacation time is our special time as a family, and I can't disturb it by taking anymore phone calls. My husband and I have discussed this and have agreed that we are not interested. As nice as you are, I know you will respect our decision and our time together as a family.

If he has a decent bone in his body, he'll totally understand. If he doesn't, block his calls. This is ridiculous! Enough's enough!

Love ya - KNOW you can do it!!!!! (Write it out and rehearse it if you have to. Have it there when he calls. You can do it.)

Kathleen W. said...

Oh my, DO NOT do this! Anyone who is desperate to make a sale acts like this. If this was a legitimate thing, they wouldn't need to pressure you.

I too can't turn a person down. I fell for a window sales person, who just wanted to measure for windows for a possible future sale and now I get called every day. You should definitely report them, despite how nice the camera man is. Who knows how in debt (and desperate) he is to be doing this.

Katie said...

How are you doing? Looks like fun and some great pictures. I love beach pictures. Miss you.

jennykate77 said...

The pictures are FANTASTIC!!! (as usualy)

Betsy is adorable! (You two look a lot alike)

I hope you just said NO...or NO THANK YOU...or I DON'T want ANY...or I'M sorry YOU HAVE the wrong number...or Becky who?...or just NO...

Julie said...

everyone has already given you tons of advice...you just need the courage to tell him to stop calling and your final answer is no. It is impolite and rude of him. He needs to know that this is inappropriate. So sorry

DD said...

Oh my heart this was so terrible. First of all he manipulated you, than took advantage of your time, and now is guilt tripping you! I'd be completely honest and say what you just said about everyone is advising you no and say to please stop calling you on this issue. The more he calls the more you will not want to participate. Wow these people need major Sales Counseling! This is NOT how you win friends and influence people!

Anonymous said...
This comment has been removed by a blog administrator.
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